Michael Durr
THE HOUSTON
MORTGAGE PRO.
Engineered for speed. Built for trust. Mike Durr turns "maybe" buyers into "clear to close" owners in record time.
Begin ApplicationCHOOSE YOUR PROGRAM.
FHA Loans
Perfect for first-time buyers with 3.5% down.
Conventional
Standard loan for buyers with strong credit.
VA Loans
Zero-down benefits for veterans and military.
CHECK YOUR
RATE & ELIGIBILITY
"The path to homeownership starts with the right numbers."
Fill out the registration form below and I'll personally help you navigate every step.
Registration Hub
Government Backed
FHA INSIGHTS.
Federal Housing Administration (FHA) loans have been the backbone of first-time homeownership since 1934.
3.5% Down
Low down payment requirement makes it easier to keep your savings intact.
580+ Credit
FHA is flexible for those building their scores.
Gift Funds
100% of your down payment can be a gift from family.
Co-Borrowers
Non-occupant co-borrowers are allowed to help you qualify.
The Fine Print
FHA loans require a Mortgage Insurance Premium (MIP). This includes an upfront fee and a monthly payment. However, the trade-off is often a lower interest rate than conventional financing.
Private Financing
CONVENTIONAL DEEP DIVE.
Conventional loans offer the most flexibility for those with solid credit profiles.
3% Down Programs
Special programs allow first-time buyers entry with just 3% down.
No PMI at 20%
Put 20% down and skip Private Mortgage Insurance entirely.
Fast Approvals
Automated underwriting for approvals in minutes.
Higher Limits
Support higher purchase prices than FHA in many counties.
Why Go Conventional?
Sellers often view Conventional pre-approvals as "stronger" in a competitive market. There are fewer property inspection hurdles, which can make your offer stand out.
Veteran Benefit
THE VA ADVANTAGE.
The most powerful mortgage product in America, offering unparalleled terms for Veterans.
0% Down
Buy a home with literally $0 down financing.
No Monthly PMI
Save hundreds monthly removing the need for mortgage insurance.
Lowest Rates
VA rates are historically the lowest in the mortgage market.
IRRRL Refi
Easily lower your rate later with almost no paperwork.
Elite Benefits
VA loans have no "loan limits" for veterans with full entitlement. My team handles the Certificate of Eligibility (COE) for you, taking the guesswork out of your military benefits.