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Rent vs Buy Analysis | Michael Durr
NMLS #318989 | KINGWOOD, TX

RENT VS
BUY
CALCULATOR.

Every rent check is a 100% loss. Use our advanced forecaster below to visualize the exact moment homeownership transforms into your most powerful financial asset.

MARKET LOGIC.

Adjust Variables

$2,500
$450,000
10%
6.75%
7 Years

Financial Advantage

$0

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Projected Equity

$0

Property value minus loan balance.

WEALTH ACCUMULATION TIMELINE

Buying
Renting

THE HIDDEN
RENT TRAP.

Rent is the only investment with a -100% return. While you enjoy "flexibility," you are essentially funding your landlord's retirement and building their generational wealth.

  • Inflation Exposure

    Texas rents climb ~4.5% annually. In 10 years, a $2,500 payment likely exceeds $3,800.

  • Zero Ownership

    At the end of your lease, you have zero ownership and an inevitable move-out bill.

10-Year Cumulative Burn

THE POWER
OF OWNING.

Homeownership functions as a forced savings account. Every monthly payment chips away at your principal.

Tax Shelter

Interest and taxes can often be deducted, keeping more capital in your pocket.

Stability

Lock in your housing cost for 30 years and escape the rent-inflation cycle.

Wealth Milestones

READY TO BUILD
YOUR LEGACY?

Stop waiting for the "perfect" market. Build equity while you live in the home you love.

1

Strategic Mapping

Deep dive into goals to select products that maximize wealth potential.

2

Elite Approval

Underwritten approvals that carry more weight in bidding wars.

3

Texas-Wide

Close anywhere in Texas. We manage the details from start to fund.

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Michael Durr | NMLS #318989 | Kingwood Mortgage Guy
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