"Improve your quality of life without leaving the home you love. A reverse mortgage turns your equity into active retirement capital." — Michael Durr
Unlike a traditional mortgage where you make monthly payments, a reverse mortgage flips the model. The lender pays you from your own home equity. You maintain ownership and stay in your home while gaining the cash you need for retirement expenses or lifestyle upgrades.
To qualify, at least one homeowner must be 62 years of age or older and live in the property as their primary residence. No monthly mortgage payments are required as long as you live in the home.
The amount you can access depends on your age, the current interest rate, and the appraised value of your home. We perform a technical audit to ensure you have sufficient equity to trigger the program.
Repayment is typically deferred until the last borrower sells the home, moves out permanently, or passes away. It is designed as a long-term safety net to provide financial peace of mind throughout your golden years.
Offered by local government agencies or nonprofits for specific needs like home repairs or property taxes. Generally the lowest-cost option available.
Home Equity Conversion Mortgages are federally insured by HUD. They are the most common type, offering maximum flexibility and consumer protection.
Private loans for high-value properties. If your home exceeds conforming limits, these loans allow access to much larger equity amounts.
Join the Texas homeowners who have secured their retirement through Michael Durr's expert reverse mortgage architecture.
28
YEARS MASTERY
Texas
TEXAS SPECIALIST